Knowing the correct time in New Mexico is crucial, especially during tax season. New Mexico observes Mountain Standard Time (MST), which is GMT-7, and Mountain Daylight Time (MDT), which is GMT-6, during the summer months. While this might seem straightforward, understanding time zone differences is especially important for meeting tax deadlines. This article clarifies New Mexico’s time zone and how it relates to tax filing requirements.
New Mexico Time Zone and Tax Deadlines
New Mexico’s observance of MST and MDT affects deadlines for filing state taxes. The state encourages electronic filing, offering several convenient options with varying deadlines. Knowing the current time in New Mexico helps ensure you submit your taxes on time, avoiding potential penalties.
E-filing Options in New Mexico
New Mexico provides several ways to e-file your taxes:
Taxpayer Access Point (TAP)
The Taxpayer Access Point (TAP) (https://tap.state.nm.us) is a free, secure online platform where New Mexicans can file their state income tax returns. Before using TAP, ensure you’ve completed your federal tax return with the IRS, as you’ll need information from it for your state return.
TAP also allows you to:
- View return, payment, and refund information
- Pay outstanding taxes
- Check refund status
- Update contact information
- Register a business
IRS Direct File
For the 2024 tax year, New Mexico participates in the IRS Direct File program (https://directfile.irs.gov/), enabling you to file your federal taxes directly with the IRS for free. While IRS Direct File doesn’t file your state return, it lets you import federal data into TAP, streamlining the process.
You’re eligible for Direct File if you:
- File both federal and state returns electronically
- Were a New Mexico resident throughout 2024
- Earned all income in New Mexico during 2024
- Use the same filing status for both returns
- Claim the standard deduction
- Meet IRS income criteria
Note: Amended returns are not eligible for Direct File. The program runs from January 27 to October 15, 2025. Being aware of the exact time in New Mexico, especially nearing these dates, is critical for timely submission.
Modernized e-File: Approved Tax Software
The New Mexico Taxation and Revenue Department maintains a list of approved tax software (https://www.tax.newmexico.gov/tax-professionals/e-filing-mandates-overview/software-developers/) for filing state income taxes. This list, updated annually, ensures compatibility with the state’s e-filing system.
Alternative: Filing a Paper Return
Paper filing is possible but less efficient. Electronic filing offers speed, accuracy, and faster refunds. Organizations assist seniors and low-income taxpayers with tax preparation (https://www.tax.newmexico.gov/individuals/file-your-taxes-overview/personal-income-tax-filing-assistance-information/). Forms and publications are available online (https://www.tax.newmexico.gov/individuals/personal-income-tax-forms/).
Paying Your Taxes
Pay your taxes online via TAP (https://tap.state.nm.us/TAP) using an electronic check (free) or a credit card (convenience fee applies). Alternatively, mail your payment with the voucher to: NM Taxation and Revenue Dept., P.O. Box 8390, Santa Fe, NM 87504-8390.
Conclusion
Understanding what time it is in New Mexico is essential for meeting tax obligations. Utilizing the state’s e-filing resources and adhering to deadlines ensures a smooth tax filing process. Remember to account for time zone changes, especially when approaching deadlines.
